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Subject Index

Following is a subject index of current issues of Benefits Quarterly.

Administration Choose an article The Costs and Benefits of the Form 5500 Annual Report

Benefit Design Issues Choose an article A Framework for Redesigning or Fine-Tuning Your Benefit Package Issues Surrounding Cash Balance Plans Rewarding Employees With Psychic Income Pays Long-Term Dividends Total Rewards in an iDeal World

Cash Balance Plans Choose an article Adopting Hybrid Pension Plans Cash Balance Pension Plans--Accounting and Business Implications Cash Balance Plans: Helping Employers Meet Today's Staffing Needs Issues Surrounding Cash Balance Plans Legal Issues in Cash Balance Pension Plan Conversions Survey of Cash Balance Conversions

Consumer-Driven/Defined Contribution Health Plans Choose an article Account-Based Plans Can Curb Costs Benefits, Consumerism and an "Ownership Society" Consumer-Driven Approach:Defining and Measuring Success Consumer-Driven Health Care: Lessons From the First Five Years Consumer-Driven Health Care: The Future is Now Consumer-Driven Health Plans:Design Features to Promote Quality Improvement Consumer-Driven Health Care: Tangible Employer Actions Consumerism's Sea Change: How It Will Affect Your Company in the Coming Years Defined Contribution Health Plan to Consumer-Driven Health Benefits: Evolution and Experience Engaging Employees in Health Care Can Contain Costs and Improve Quality Employer-Driven Consumerism: Integrating Health Into the Business Model The Fine Print on HSAs Information Access Will Make or Break Consumer-Driven Health Plans reDefined Contribution Health Care

Defined Contribution Plans Choose an article 401(k) Plan Participant Asset Allocation in 2004 The 403(b) Industry - Issues and Practices Caution: Accounting Changes Ahead! Errors Workers Make in Managing 401(k) Investments Individual Responsibility and the Imperfect Investor: The Need for Automating the 401(k) Plan Locking the Barn Door: A Selection of Irrevocable Errors in Qualified Retirement Plans Participant Contribution and Asset Allocations During the Recent Bull and Bear Market: Evidence from TIAA-CREF Rate-of-Return Guarantees for Defined Contribution Plans Reducing Retirement Income Risks: The Role of Annuitization Retirement Plan Trends: Where Are We All Headed Retirement Behavior and Retirement Plan Designs: Strategies to Retain an Aging Workforce Taking Control of Your Retirement Program: What Plan Sponsors and Their Employees Can Do in Today's Economic Environment Will Employee Choice and Defined Contribution Health Plans Salvage the Embattled Managed Care System?

Disability and Managed Time Loss Choose an article Waiting Periods and Health-Related Absenteeism

Employee Communication Choose an article Assessing Retirement Preparedness With Planning Software Leading the Education Function Into the Future

Employee Investment Education Choose an article Assessing Retirement Preparedness With Planning Software Leading the Education Function Into the Future

Executive Compensation Choose an article Don't Be Caught Unaware - Severance and Change-in-Control Policies Need to Be Reviewed Now More Than Ever

Health Care Benefits Choose an article Aged-Care Support in Japan: Perspectives and Challenges Combating Employee Benefit Cost and Control Issues: The Case for Coalition Purchasing The Consumer-Driven Approach: Can It Pick Up Where Managed Care Left Off? Culture, Infrastructure and International Health Benefits Delivery Dependent Care Spending Accoutns-Do They Make Sense in 2003? The Effect of the Senior Citizens' Freedom to Work Act of 2000 The Employer's Case for Health Management Employers' Liability Risk for Managed Care Injuries HIPAA's Privacy Rule: What Is It, and How Does It Affect You? Living to 100 and Beyond - Implications of Longer Life Spans Manufacturing Firms' Decisions Regarding Retiree Health Insurance The Mental Health Paradox The Next Big Thing in Health Benefits: Consumer Choice Retiree Health Care Benefits: New Rules, New Strategies Spousal Surcharge Programs: An Overview

Long-Term Care Choose an article The Importance of LTC Insurance for the Retirement Security of the Baby Boomers Long-Term Care Financing: Options for the Future Understanding the Motivations of Long-Term Care Insurance Owners

Long-Term Disability Plans Choose an article Designing Long-Term Disability Plans

Managed Care Choose an article Depression in the Workplace An Employer's Perspective on Medical Errors: Ambitious and Clear Health Benefit Vouchers: All Talk and No Action? The History of Employment-Based Health Insurance: The Role of Managed Care The Secret to a Health Benefits Self-Service Model: A More Informed Consumer Value-Based Partnering in Health Care

Medical Savings Accounts Choose an article What Benefit Specialists Think About Medical Savings Account Options for Large Firms

Medicare Choose an article Alternatives to Traditional Medicare: Medicare Part C Poised to Prosper Beyond the Subsidy: Medicare Part D Employer Options Evolving with Medicare: An Approach to Retirement Strategy Medicare in the 21st Century What Comes After the Retiree Drug Subsidy?

Outsourcing Choose an article Beyond Performance Standards The Changing Landscape of Outsourcing Choosing Health Care Online: A 7-Eleven Case Study For Better or for Worse: Questions for HR Professionals to Ask... How to Build Your Business Case for Outsourcing Outsourcing Retirement Services Is Not New--And Is Continuously Evolving Plan Sponsors: Is Your Retirement House in Order? Tips, Traps and Travails: How to Hire the Right Outsourcing Vendor for Your Organization Trends in Administrative Outsourcing: An Executive Primer Web-Sourcing Benefit Plans

Pension Choose an article Back to the Benefits Basics: DB or not DB--That Is the Question Corporate Pension Reform in Japan: Big Bang or Big Bust? The Effect of the Senior Citizens' Freedom to Work Act of 2000 The Evolution of Pension Investment and Risk Management The Impact of Shifting to a Personal Consumption Tax on Pension Plans... Lost Pensions: An Empirical Investigation New Strategies for DB Plan Management Privatizing Government Pensions: The United States and the Netherlands Strengthening Employment-Based Pensions in Japan

Pension Protection Act Choose an article Life in the Yellow Zone: Operating and Underfunded Multiemployer Plan Under PPA Leveraging PPA to Manage Defined Contribution Plan Risk The Pension Plan Funding Debate and PPA of 2006 PPA--What Will It Mean for Pension Plan Sponsors?

Personal Responsibility in Benefits Choose an article Building a Culture of Personal Benefits Responsibility Communicating the New Benefits Deal Employee Responsibility in Benefit Change The New Investment Advice Provisions of the Pension Protection Act: The Question for Plan Sponsors Personal Responsibility in Health Benefits: Looking Backward, Looking Forward Recent Developments in Life Annuity Markets and Products The Security of a Guarantee What Keeps Human Resource Professionals Awake at Night?

Prescription Drugs Choose an article An Ounce of Prevention: The Potential for Value-Based Pharmacy Benefits in Cost Containment Assessing the First DataBank Settlement Developing an Effective Generic Prescription Drug Program The Drug Cost Gap and the Diagnosis-Prescription Connection Drug Utilization: Using Objective Data to Achieve Cost-Efficiency Managing the Intricate Web of Prescription Drugs Ouch! My Employees' Drug Therapy Costs How Much? Prescription Drug Benefit Design The Role of the PBM in Total Health Mangement Strategies Seeking Value in Working with Pharmacy Benefit Managers Supply and Demand: Negotiating the Prescription Drug The Tough Decisions that No One Wants to Make

Retirement Benefits Choose an article Are Cash Balance Plans Defined Benefit or Defined Contribution Plans Are Individuals Taking Responsibility? Trends and Implications Benefit Design Choices for Personal Social Security Accounts Can Defined Contribution and Defined Benefit Plans Offer... Company Stock in 401(k) Plans Coordination Between Social Security and Defined Benefit Plans Employer Stock in Retirement Plans: Investment Risk and Retirement Security Employer Strategies for a Changing Workforce: Phased Retirement and Other Options High-Age Implications of Postretirement Risks Household Stock Investing: Inside vs Outside the Retirement Plan The Inequality of Distributions From Retirement Plans... Investment Choice in Defined Contribution Plans: The Effects of Retirement Education on Asset Allocation Lost Pensions, Lost Pensioners... New Approaches to Analyzing and Managing Retirement Risks A New Millenium for Retirement Plans: The 2001 Tax Act and Employer Flexibility Regulatory Obstacles to Phased Retirement in the For-Profit Sector Replacement Ratios and Phased Retirement Retirement Income Decisions: The Silent Generation Speaks Retirement Plan Sponsorhip by Small Employers A Sign of the Times The Significance of Integrated Plans Is There a Future for Defined Benefit Pensions?

Retirement Education Choose an article Affordable Retirement: Light at the End of the Tunnel Annuities and Lifetime Income: the Anglo-Saxon Experience Educating Employees on Defined Contribution Health Care Education and Advice Under ERISA for Employee-Directed 401(k) Plans Employer Involvement in Defined Contribution Investment Education Facing the New Facts of Retirement Income Adequacy Helping Tomorrow's Retirees Manage "Distribution Phase" Risks Making a Successful Transition to Cash Balance Using Employee Choice... A New Way of Looking at the Risk in Defined Benefit Pension Plans Retirement Income Adequacy: Good News or Bad? Retirement Planning and Long-Term Risk Shifting Responsibility to Workers: the Future of Retirement Adequacy in the United States Sounds Great, But What's In It for Me? Helping Employees Understand... Under the Microscope: A Closer Look at the Diversification and Risk Taking... Using Retirement Planning Software to Assess Americans' Preparedness for Retirement Will We Outlive Our Money?

Social Security Reform Choose an article Coordination Between Social Security and Defined Benefit Plans: How Might Social Security Reform Affect Defined Benefit Pensions? The Market for Individual Life Annuities and the Reform of Social Security Prospects for Social Security and Retirement Reform

Total Rewards Choose an article Evaluating Long-Term Incentive Alternatives The Five Key Elements of a Total Rewards and Accountability Orientation Further Distinguishing Basic Versus Career Enrichment Benefit Satisfaction Workplace Chaplains: Filling a Need...

Work/Life Choose an article The Decade of the Employee: The Workforce Environment in the Coming Decade

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