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Effective Incentive Design - article from Benefits Magazine
Check out this article by Raphaela Finkenauer O'Day, Ph.D. "Effective Incentive Design" provides a greater understanding of what motivates people to change their behavior; which may help plan sponsors design incentive programs. [Read More] (1/27/12)
Reproduced with permission from Benefits Magazine, Volume 49 Number 2, pages 37-40, February, 2012, published by the International Foundation of Employee Benefit Plans (www.ifebp.org), Brookfield, Wisconsin. All rights reserved. Statements or opinions expressed in this article are those of the author and do not necessarily represent the views or positions of the International Foundation, its officers, directors or staff. No further transmission or electronic distribution of this material is permitted. Subscriptions are available (www.ifebp.org/subscriptions).
Upcoming Webcast: Ongoing IRS Guidance on Form W-2 (PPACA) - Practical Tips for Complying - February 9
A new Form W-2 reporting rule has begun, starting with the 2012 Form W-2 (to be issued in January 2013). The new rule requires employers to report the cost of health plan coverage. IRS guidance from early January, 2012, clarifies the rule's requirements and provides important exceptions for certain health plans. Our expert presenter will discuss this important new guidance and offer practical tips for employers and advisors to comply with these new rules. Topics to be discussed include:
- Overview of the latest IRS guidance
- Which employers are exempt from the rules
- Which plans always can be excluded and which can sometimes be excluded
- An important exemption for multiemployer health plans -- for now
How to calculate the cost of coverage
Additional information | Register Now (1/19/12)
Survey Findings: Closing the gap on retirement readiness tops Deloitte’s Annual 401(k) Benchmarking survey--New fee disclosure regulations trigger both confidence and uncertainty
One year removed from the “lost decade” of retirement savings, participant balances are still struggling to rebound to their pre-2008 levels, prompting questions about participants’ retirement readiness and the effectiveness of the 401(k) plan as a primary (or sole) retirement saving tool. Coupled with retirement readiness is a spotlight on 401(k) fees, intended to effect higher participant returns and increased transparency.
More than 430 U.S. plan sponsors participated in the survey, sponsored jointly by Deloitte, the International Foundation and the International Society. Read the executive summary and full findings here. (12/14/11)