ISCEBS 18700 W. Bluemound Rd P.O. Box 209 Brookfield, WI 53008-0209 Phone: (262) 786-8771 Fax: (262) 786-8650 iscebs@iscebs.org

Sessions and Speakers

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Sunday
Monday
Tuesday
Wednesday

11:00 a.m.-5:00 p.m.
General Registration

5:00 p.m.
CEBS Conferment Ceremony and Reception

Keynote speaker: Bradley D. Belt, Chairman, Palisades Capital Advisors, Washington DC

8:00-8:30 a.m.
President's Report

8:30-10:30 a.m.
Opening Session
Impact of the 2008 Election on Health Care and Retirement Policy

Moderator: Mike Jensen, Former Chief Financial Correspondent, NBC News, Alexandria, Virginia
Panelists: James M. Delaplane Jr., Partner, Davis and Harman LLP, Washington, D.C.
James A. Klein, President, American Benefits Council, Washington, D.C.
Dean A. Rosen, Partner, Mehlman Vogel Castagnetti, Inc., Washington, D.C.

The 2008 U.S. presidential campaign has focused on a number of issues. But what impact might there be on the employee benefits environment? Health care continues to be nearthe top of voters’ concerns. Will we have government involvement in the health care system, or a change in the tax system to encourage market competition to control health care costs? What changes should be made to Social Security? How can Americans be encouraged to save more for retirement? Join a lively interactive discussion with a panel of experts sharing their views regarding who may be elected and what impact
it might have on employee benefits.

11:00 a.m.-12:00 p.m.
Concurrent Sessions

Practical Ways to Integrate Consumer-Driven Health Into Your Strategy
Speakers: C. William Sharon, CEBS, Senior Vice President, Aon Consulting, Tampa, Florida
Dean Adelman, Vice President Human Resources, BlueLinx, Atlanta, Georgia

Consumer-driven health (CDH) plans continue to grow rapidly. The CDH movement is seven years old with between 11 and 12 million people enrolled in a CDH plan. In this session, the presenter will share his experience with over 250 CDH client implementations, including successes and pitfalls.

Benchmarking Target Date Funds
Speaker: Joseph C. Nagengast, CEBS, Principal, Target Date Analytics; President, Turnstone Advisory Group LLC, Marina del Rey, California

The need for relevant and accurate benchmarks for target date funds has been well publicized.
The presenter will illustrate how a series of indexes can address the divergent approaches to target date investing and still provide meaningful measurement data for plan sponsors to fulfill their duty to prudently select and monitor their funds.

The Employee Experience at York Region
Speaker: Nancy Paterson, CEBS, Manager, Employee Services, Regional Municipality of York, New Market, Ontario

York Region, a fast-growing upper tier municipality located just north of the City of Toronto, has developed a comprehensive wellness program, True Blue Recognition Program, designed to recognize individual employees and teams for their contribution to the success of York Region. This presentation will cover what prompted the development of these programs, getting approval, costs, return on investment (ROI) and sustainability.

New Concepts in Key Executive Compensation and Benefits
Speaker: William Mahoney, President, Mahoney & Associates, Fort Lauderdale, Florida

Since the late 1950s and early 1960s, U.S. companies have used nonqualified deferred compensation plans (NQDCs) as part of the executive compensation mix. In recent years, there have been several changes in the external environment, in the competitive landscape that companies are facing, in the regulations governing NQDCs, and in the needs and expectations of key employees. This session will cover emerging executive compensation realities and trends.

12:00-1:15 p.m.
Luncheon Roundtables

1:30-2:30 p.m.
Concurrent Sessions

Voluntary Employees’ Beneficiary Associations (VEBAs) and Retirement Alternatives
Speaker: Liliana Salazar, Vice President of Compliance, ABD Insurance–A Wells Fargo Company, Torrance, California

VEBAs have been in the news recently. Attend this session and get a quick overview and update on these types of trusts used to fund retiree health benefits on a tax-free basis.

Saving and Spending in Retirement
Speaker: Stephen Morris, CEBS, Semiretired, Bluffton, South Carolina

Previously employed as a benefits manager, the presenter will discuss his experience in the initial years of retirement: what went well and what the surprises were. Both savings and spending before and after retirement will be discussed as well as the pros and cons of part-time work.

Health Savings Accounts (HSAs) for Canadians Means Spend, Not Save
Speaker: Allan Friesen, CEBS, Senior Group Representative, Alberta Blue Cross, Lethbridge, Alberta

HSAs, either the traditional nontaxable version or the taxable wellness/lifestyle/technology variations, are fast becoming the vehicle of choice to meet diverse employee needs within a plan sponsor’s budget. This session will provide the latest updates and issues regarding HSAs.

The HRO Transformation at Harrah’s Entertainment
Speakers: Karen Roberts, Senior Vice President, Aon Consulting, Las Vegas, Nevada
Jeff Shovlin, Vice President, Corporate Benefits, Harrah’s Entertainment, Las Vegas, Nevada

How did Harrah’s double in size with the acquisition of Caesars with no additional staff? This session will discuss administration strategies that can transform HR/benefits into the best business partner the organization has ever had. Topics covered include understanding the impact of benefits delivery environments within the organization, the strategic differences in approach and outcomes among insourcing, outsourcing and cosourcing, and building a business case for change.

2:45 - 3:45 p.m.
Concurrent Sessions

Landmines of Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs)
Speaker: Ric Joyner, CEBS, GBA, CFCI, CEO, eflexgroup, Madison, Wisconsin

The presenter will be covering a variety of issues that professionals find in properly implementing and administering HSAs, FSAs and HRAs. Participants will also receive a resource guide that will be invaluable in maintaining these plans and managing risk.

Automating Your 401(k) Plan—A Case Study
Speaker: Linda Green, CEBS, Manager, Special Projects, FedEx Corporation, Memphis, Tennessee

FedEx implemented the new autoenrollment safe harbor plan for approximately 200,000 employees effective January 1, 2008. The project manager for the implementation will share realworld experience in the why, what and how of automating a 401(k) plan.

Next Generation of Employee Benefits
Speaker: Jacob Clark, CEBS, Compensation and Employee Benefits Consultant, FIRM Consulting, Inc., London, Ontario

The challenges facing Canadian employers are numerous: an aging population, moving from Boomers to Generations X and Y, and managing existing systems while providing for employees’ needs. The result is a call to action for employers and the need to work with qualified and creative experts to champion employee benefit plans that meet or exceed the needs of employees, while managing corporate cost and limiting exposure to future costs. This session will discuss the challenges and ways employers can take the lead in meeting these changing dynamics.

Reliance and Compliance—Creating Effective Summary Plan Descriptions (SPDs)
Speakers: Noreen Cleary, CEBS, Director, Human Resources, Komatsu America Corporation, Rolling Meadows, Illinois
Jennifer Witman, Vice President and Senior Writer, Write on Target, Dayton, Ohio

The speakers will share strategies for creating SPDs that meet the needs of three specific audiences: the plan participant, the benefits staff and the legal department. In addition, actual health and welfare and retirement plan SPDs will be discussed.

4:00 - 5:00 p.m.
Concurrent Sessions

Assessing Prescription Drug Plan Designs to Control Costs
Speakers: Robert Moroni, Owner, Robert Moroni, LLC, Birmingham, Michigan
Frank Kopenski, Associate Actuary, Milliman, Brookfield, Wisconsin

This session will provide relevant case study data to assess what prescription drug design controls work best for employers. Six plan designs will be compared to demonstrate the relevance and impact of plan design on costs.

Frozen Defined Benefit Plan—A Case Study
Speakers: Mary Komornicka, CEBS, Vice President, WNK Consulting, Roseville, Minnesota
Carol Stodieck, CEBS, Vice President, Human Resources, Greater Twin Cities United Way,
Minneapolis, Minnesota

This presentation will be a case study of the experience of 15 nonprofit agencies that have participated in a multiemployer defined benefit plan. The plan was frozen in 2004. The speakers will discuss how each of these agencies grappled with the challenge of communicating the change to employees and how they addressed the retirement plan needs of each agency.

Supporting Expats: Challenges and Opportunities of International Benefits
Speaker: Daryl Chapman, Managing Director, AmWINS Group Benefits,
Warwick, Rhode Island

Hundreds of thousands of Americans are working overseas. Retaining top performers based out of the country is a growing concern, so the best health care plans need to be implemented. This session will explore the growing concern associated with costly expat health benefits and will reveal opportunities that allow organizations to eliminate burdens associated with this coverage.

6:00-7:30 p.m.
Welcome Reception

Sponsored by Deloitte Consulting LLP

8:00-9:30 a.m.

U.S. Recent Legal Decisions in Employee Benefits, Labor and Employment Law
Speaker: Katherine A. Hesse, CEBS, Partner, Murphy Hesse Toomey & Lehane,
Quincy, Massachusetts

This session will cover 2008’s major court decisions in relevant areas of benefits, labor and employment law, as well as steps employers can take to insulate themselves from liability.

Canada: Recent Legal Decisions in Employee Benefits, Labour and Employment Law
Speaker: Ron A. LeClair, Partner, Filion Wakely Thorup Angeletti LLP, London, Ontario

This comprehensive overview will cover Canadian legal decisions in the areas of labour, benefits and employment law including what employers can do to mitigate their liability.

9:45-10:45 a.m.
Concurrent Sessions

A Different Look at Defining Value Health Care
Speaker: Kevin L. Barger, CEBS, Specialty Network Manager, Anthem Blue Cross Blue Shield (WellPoint, Inc.), Richmond, Virginia

In today’s health care environment, all would agree that there is a need to improve the quality of care that is delivered to patients; however, there is disagreement as to how to do it. Learn how physicians, hospitals and insurers are working together to improve the health of patients using national endorsed metrics, programs, data registries, and available robust clinical data.

Redesigning Your Retirement Program
Speakers: Gail Nichols, CEBS, Director, Compensation, Benefits and HR Systems, NCCI Holdings, Inc., Boca Raton, Florida
Richard Sanders, Principal, Mercer, Princeton, New Jersey

The HR Department of NCCI Holdings recently completed a year-long review of the company’s retirement programs to ensure that they are competitive, align with the company’s business strategies and provide retirement protection for employees. This session will cover the findings of the study, benchmarks of the external marketplace, development of program alternatives, and presentation of the results to senior staff and the compensation committee of the board of directors.

Retirement Transition
Speaker: Av Lieberman, President, The Retirement Education Centre, Waterloo, Ontario
The financial aspect of retirement is truly important but so are the lifestyle factors surrounding retirement. How an employee replaces the motivators that their job offered them and creates a new life for themselves in retirement are equally as important. Helping employees retire to something, not from something, will be the focus of this session.

A Financial Plan Is Not a Retirement Plan: A Look at Nonfinancial Retirement Planning
Speaker: Michael Burnham, CEO, My Next Phase, Memphis, Tennessee

The facts are clear: near- and early-Boomer retirees’ experiences in retirement are anything but stellar. The problem: solid financial planning is confused with successful retirement planning. This session will discuss an emerging practice, nonfinancial retirement planning, that helps employees develop a plan for life that will bring sustained, fundamental satisfaction, and that is supported by their financial plan.

11:00 a.m.-12:00 noon
Concurrent Sessions

Leading Solutions for Controlling Medical Spending
Speaker: David Cooke, CEBS, Lead Consultant, Hewitt Associates, Chicago, Illinois

There are several emerging strategies that leading plan sponsors are adopting to proactively control their medical spending. This presentation will focus on three specific strategies: how they were implemented/communicated, the ROI generated, and the final results.

The Latest on Longevity Insurance—Annuitization
Speaker: Kelli Hueler, President, Hueler and Company, Minneapolis, Minnesota

Many retirees are concerned that they will outlive their money and are considering longevity insurance. What is the difference between longevity insurance and a traditional deferred annuity? What features do longevity insurance offer that are not available with deferred annuities? Does longevity insurance take the biggest unknown out of retirement planning strategy, namely, how long a retiree’s money should last? This presentation will provide answers to these questions as well as discuss the pros and cons of longevity insurance.

Benefit Design for Generational Diversity
Speaker: Diana Ragsdale, CEBS, Director of Human Resources, Cedar Lake Lodge, Inc., Louisville, Kentucky

Benefits design in the recruitment of qualified applicants and retention of organizational talent is important in today’s hiring climate. The presenter will discuss how to design programs to appeal to a multigenerational workforce, consisting of employees who value offerings from different perspectives.

12:00-1:15 p.m.

Fellowship Recognition Luncheon
Guest speaker: Lou Mongello, WDW Radio

Sponsored by Milliman

1:15 - 2:15 p.m.
Concurrent Sessions

Government-Sponsored Health Care: Lessons Learned From the States
Speakers: John C. Garner, CEBS, CEO, Garner Consulting, Pasadena, California
Sandra Wood, CEBS, Strategic Consultant, GHB Insurance, Seattle, Washington

Several presidential candidates have proposed moving to universal health care. Before that happens, we need to look at how these types of programs are or are not working in Hawaii, Massachusetts and Canada. The presenters will also look at the Medicare system to see how a government/insurance partnership might look, feel and cost.

Sifting Through the Investment Clutter (Salvaging an Investment Strategy)
Speakers: Larry Elliott, Manager, Participant Education, SunTrust Bank, Atlanta, Georgia
Chris Jones, Managing Director, Trusco Capital Management, Orlando, Florida

The presenters will address the pros and cons of plan sponsors using their 401(k) investment lineup to offer “something for everyone.” They will share specific research and ideas for helping plan sponsors select a strategy for the investments offered in their plan.

Retiree Benefits—Transitioning From Employer to Employee Funding
Speaker: James Abbott, Director, Benefit Programs, Sun Life Financial, Waterloo, Ontario

The presenter recently led an initiative to phase out the company-paid retiree benefits over the next several years. The presenter will highlight the process by which this initiative was completed, including analysis, scenario testing, communication and education.

Caregiving: Implications for Employers
Speaker: John Sherman, National Sales Director, MetLife, Cincinnati, Ohio

Employees in today’s environment often find themselves having to deal with serious consequences to their careers, income and personal health as a result of having to disrupt their work to accommodate the needs of their older loved ones. In addition, employers struggle with problems like absenteeism and worker replacement that directly impact productivity and the bottom line. This presentation, which draws on findings from national studies conducted by MetLife, will discuss these issues and how to address the problems that both employees and employers face.

2:30-3:30 p.m.
Concurrent Sessions

Understanding the Correlation Between Medical and Disability
Speaker: Douglas J. Ley, Senior Vice President and Director, National Actuarial Practice, Willis Americas, Milwaukee, Wisconsin

A Unum study recently reported that 10% of individuals filing a disability claim accounted for 55% of medical plan cost. This session will cover key cost drivers of both medical and disability claims, and reveal which of the cost drivers are the results of behavioral (controllable) risk factors. Learn how aggressive return-to-work programs are being used to manage and reduce disability costs.

Autoenrollment, Autoincrease—The Impact on Retirement Preparation
Speaker: Mark D. Swanson, CEBS, Benefits Planning Consultant, Nationwide,
Columbus, Ohio

Nationwide decided that something needed to change. Their data showed many associates
were not “on track” and would leave the company unprepared for retirement. The company decided on autoenrollment and autoincrease. The presenter will cover the results, significant improvements in and substantial increase in employee participation since instituting autoenrollment and autoincrease.

Building Mentorship Programs— Design Considerations for Achieving Optimal Results
Speaker: Susan Cranston, CEBS, Director Talent Management, Human Resources Talent Development, Manulife Financial, Waterloo, Ontario

This session will help participants gain insights into design considerations for building a
mentorship program. The presenter will discuss the core phases of a mentorship program, roles, goals and accountabilities of all parties, establishing confidential communication plans and the importance of linking mentorship programs to strategic directives.

Rolling Out Global Benefits in Six Months
Speaker: Steven Lensing, CEBS, Global Benefits Design Manager, Intel/Numonyx,
Folsom, California

Numonyx, Inc. is an Intel spin-off and joint venture with a European company. The presenter was tasked with defining and rolling out benefits for an 8,000 person global workforce in 21 countries (and this needed to be completed in six months). The speaker will review what approaches and strategies were employed, what help was solicited and employee reaction to this fast rollout.

3:45-4:45 p.m.
Concurrent Sessions

Legal Considerations for Wellness Plans
Speaker: Robert Krieg Jr., J.D., GBA, Compliance Officer, Hill, Cheson & Woody Employee Benefit Services, Chapel Hill, North Carolina

This presentation provides an overview of the rules and regulations an employer should consider when implementing a wellness program. The discussion will include the HIPAA nondiscrimination rules and wellness plan exceptions, Americans with Disabilities Act (ADA), COBRA, ERISA and other state requirements.

Long-Term Care Insurance: Staying Ahead of a Changing Marketplace
Speakers: Frank J. Fimmano, CLU, Senior Vice President, Elective Benefits, Aon Consulting, New York, New York
Dennis Healy, Vice President, John Hancock, Boston, Massachusetts
Ray Welnicki, Principal, RPW Solutions LLC, Manchester, Connecticut

Long-term care insurance is maturing and the marketplace is evolving. Switching carriers is becoming as commonplace as it is for other coverages. It is important to understand when to change carriers, how it can benefit your organization, what to look for in the next carrier and what to expect from the transfer process. This interactive session will provide valuable insights into the dynamic long-term care insurance marketplace to enable you to make solid decisions for your organization.

Strategic HR: Creating a Partnership With the “C” Suite
Speaker: Rick Storms, CEBS, Vice President, Employee Benefits Practice, Willis, Minneapolis, Minnesota

This presentation will enable attendees to establish human resources as a strategic business
partner throughout a company. Participants will learn how to design a human resources business plan and obtain buy-in from senior management.

8:00-9:00 a.m.

Global Economic Outlook
Speaker: Brett Hammond, Ph.D., Managing Director, Head of Investment Strategy, TIAA–CREF, New York, New York

The global financial markets are nervous. The price of oil continues to escalate. What’s happening with the Canadian and U.S. dollars? What’s happening with the Japanese yen? Will the euro continue to grow stronger? What is the long-term outlook for interest rates? Will the global economy grow weaker or stronger? A renowned economist will review what’s happening in the global financial markets, and what can be anticipated for the remainder of 2008 and into 2009.

9:15-10:15 a.m.
Concurrent Sessions

Impact of Pharmacy Benefit Design on Medication Adherence and Outcomes
Speaker: Michael C. Sokol, M.D., Medical Director, Health Management Innovations, Managed Markets Division, GlaxoSmithKlein, Montvale, New Jersey

Many factors affect patients’ adherence to medications which, in turn, has an impact on outcomes. This presentation will examine those factors, including patient behavior and out-of-pocket costs, as well as explore the relationship between medication adherence and clinical and economic outcomes.

What Fiduciaries Need to Know From Their Providers About Fees Under the New Rules
Speaker: Robert J. Higgins, CEBS, Senior Consultant, Benefit Plans Plus, LLC, St. Louis, Missouri

Governmental agencies have been active in requiring enhanced disclosure for individuals, plan sponsors and participants. This session will cover an overview of new requirements from a fiduciary perspective focusing on proposed Department of Labor rules and other DOL pronouncements and developments during 2007.

Employee Benefits for a Mobile Workforce
Speaker: Jay Kirschbaum, National Practice Leader, Legal and Research Group, Willis North America, St. Louis, Missouri

A new trend in global recruiting has emerged as employers extend their search for the best candidates irrespective of citizenship and office location. The speaker will cover how a company can provide benefits that will attract, retain and motivate these types of employees.

10:30-11:30 a.m.
Concurrent Sessions

Global Health Risk Management: Awareness, Understanding and Action
Speaker: Jim Winkler, Hewitt Associates, Norwalk, Connecticut

The facts alone are startling. By the year 2050, 1.9 billion individuals will be over the age of 60. The percent of the population categorized as obese in the United Kingdom has risen to 23%. And, in China, 90% of the population does not have health care coverage. This session will increase your awareness of the state of health care globally and its impact on the workforces of multinational employers.

401(k) Fee Transparency and Fee Disclosures
Speaker: David Manuszak, CEBS, Executive Director, National Employee Benefits Administration, Blue Cross and Blue Shield Association, Chicago, Illinois

As both a purchaser of services and a provider of services, Blue Cross and Blue Shield have had to look carefully at the kind of data that needs to be made available to sponsors and participants in an era of greater transparency and requisite disclosure. This session will discuss the kinds of information that have been seen and sought as this area of regulation evolves. The presenter will also look at the requirements in the revised 5500 to see what gaps might exist and how to close them.

The Duty-of-Care Requirements for International Employees
Speakers: Allen Koski, CEBS, Regional Manager, International, CIGNA Expatriate Benefits, Wilmington, Delaware
Frank Weltz, CEBS, Underwriting Director, CIGNA Expatriate Benefits, Wilmington, Delaware

As companies deploy more expatriates and send out more business travelers to locations like China, India, South America and Africa, they have to take greater care in their duty-of-care preparations. As an example, sending employees on a business trip to an area where there is extensive Hepatitis A or Hepatitis B with a vaccination can lead to a major issue for the employer. This session will discuss how a company can effectively deal with these duty-of-care requirements.