ISCEBS Survey Results
2013 Surveys
Medical Stop Loss Premium Survey Findings - Average Stop Loss Premium is Elusive but Measureable
This year’s Survey, cosponsored with the ISCEBS for its seventh
year, further reflects the impact of catastrophic claimants, renewal
lasering and other risk management strategies on the stop loss
purchasing decision. In the post-health care reform environment and
unlimited liability on the underlying health plan, stop loss coverage
has fully reflected that transition, where an unlimited lifetime maximum
is now found on 97% of all plans. In 2010, it was present in only 13%
of plans. The full
survey findings include the survey's primary focus of current premium rates.
(8/28/13)
Benefits for Same-Sex Couples: Impact of the DOMA Decision
On June 26, 2013, the U.S. Supreme Court issued U.S. v. Windsor, a
landmark decision regarding same-sex marriage. About one month after the
decision (August 6, 2013), the International Foundation of Employee
Benefit Plans administered a survey to measure organizations’ reactions
to the DOMA ruling. The survey found the majority of organizations, 77.1
percent reacted positively to the DOMA ruling, however two-thirds (66
percent) still needed further clarification and guidance on the ruling’s
complete impact before making major changes to their employee benefits
and policies. The
full survey findings outline what organizations are doing or plan to do as further guidance unfolds.
(9/3/13)
ACA's Cost Impact: Employer-Sponsored Health Plans
This survey explores the financial impact of the Affordable Care
Act (ACA) on single employer plans. Completed responses were received
from 728 individuals representing single employer plans (including
corporations). The vast majority (676 or 92.9%) of those respondents
represented employers currently offering health care benefits to
employees who work more than 30 hours per week. Findings center on,
among other things,the cost impact of ACA, the costliest ACA
requirements in 2013 and beyond, and employer plans for dealing with
increased costs. [
Read more]
2013 Employer-Sponsored Health Care: ACA's Impact - Survey Results
The International Foundation has released its fourth survey in a
series on how single employer plans are being affected by the Affordable
Care Act (ACA).
The vast majority (69%) of organizations say they plan to continue
providing coverage when exchanges open in 2014, primarily to retain and
attract talented employees. That percentage is up from 2012, when 46% of
organizations definitely planned to continue coverage. [Read more]
Survey Findings: Despite record high 401(k) balances, most employers
believe employees will not be financially prepared for retirement
The results of the Annual 401(k) Benchmarking Survey (sponsored
by Deloitte, ISCEBS and IFEBP) reveals employees’ retirement readiness
remains a top priority for a majority (78 percent) of 401(k) plan
sponsors. However, despite reported 401(k) balances at an all-time high,
scarcely 1 out of 10 plan sponsors (12 percent) are confident in their
participants’ financial ability to retire. The solution? More education.
The findings show a third (32 percent) of plan sponsors are conducting
retirement readiness assessments, a 7 percent increase over 2011, and 88
percent believe enhancements to their existing education strategies
will help participants pave their road to retirement.Read the full survey results, including how options like automatic
enrollment, 401(k) features and individual counseling have affected
these trends.
(5/2/13) Press release |
Full Survey Findings
Survey Findings: Rewarding Talent is a Global Concern:
Attraction, Motivation and Retention Tops Priority List of Global
Employers
Despite stubbornly high unemployment, HR professionals around the
globe have continued concerns about attracting and retaining top talent.
This talent paradox, combined with the dynamics of four distinct
generations in the global workforce, point to the need for more
effective and adaptable talent strategies and rewards programs.
Conducted globally for the first time in its 19th year, the 2013 Top
Five Global Employer Rewards Priorities Survey, conducted jointly by
Deloitte, IFEBP and ISCEBS, consistently points to talent concerns as a
top priority from respondents from 27 countries in the Americas, EMEA
and Asia-Pacific. Among U.S. respondents, two-thirds ranked their
ability to afford retirement as their top concern. Other findings
examine generational concerns, job security and remaining competitive. News release | Full survey findings